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Planning for Retirement
Are You Ready for Retirement?
Where to Start Investing
Mellody Hobson discusses why investing for retirement is vital and how everyone can start today.

To live well in retirement, you no longer can rely solely on a company pension plan or Social Security. Experts estimate that you'll need about 70 – 90 percent of your pre-retirement income to maintain your current standard of living when you stop working.

Now more than ever, we all have to depend on how skillfully we plan and invest, and whether we make good use of tax-advantaged savings plans such as IRAs and 401(k) accounts.

Why should I start saving now?

In many cases, people do not start to aggressively save for retirement until they reach their 40s or 50s. It may be that they simply do not know the penalty for delay is an increasingly more difficult game of “catch-up” to accumulate a given dollar goal...continue reading

Does it matter how much I invest?

While cutting back expenses to save more may seem difficult, take a look at the impact investing additional money each year may have on the value of a portfolio over time...continue reading

What type of IRA is right for me?

Two of the most popular types of IRAs are Roth and Traditional, and both offer investors important benefits when saving for retirement. To learn more about which IRA is right for you, look at this chart.

How do I get started?

Ariel Investments makes it simple to get started. You can apply right now online, print out an application and mail it in, or request an investment kit to be mailed to you.