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Start Saving Now vs. Later

Does it make a big difference if I start saving for my retirement now? Can't I wait until I make a higher salary and then start investing?

In this broadcast, Mellody Hobson candidly discusses an automatic investment plan. The hypothetical investment return mentioned is for illustrative purposes only and is not indicative of any specific return you may receive from a particular investment. The data assume investments over a specified period at a hypothetical annual return rate, assume the reinvestment of all income, and do not account for taxes or transaction costs. Investing in the stock market will not assure a profit or protect against loss in a declining market. The value of investments may fluctuate so that investments, when sold or redeemed, may be worth more or less than their original cost. The information provided is not reasonably sufficient upon which to base an investment decision and should not be considered a recommendation to purchase or sell any particular stock or fund. The information should not be considered investment advice.
Past performance does not guarantee future results. © Ariel Investments, LLC. This website and all of its content is for informational and educational purposes only and should not be considered to be investment advice or a recommendation to buy or sell any particular security. The mutual funds offered by Ariel Investment Trust are distributed by Ariel Distributors, LLC, a wholly-owned subsidiary of Ariel Investments, LLC. Use of this website is subject to our Terms & Conditions. The Ariel mutual funds referred to in this site may be offered only to persons in the United States. This web site should not be considered a solicitation or offering of any investment products, funds or services to ineligible investors, investors for whom such products, funds or services are not suitable, or investors outside the United States.

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