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Money Minute
Quick Tips
Checked Your Credit Report Lately?
Money Minute
Checking your credit reports is an important annual task.
 

We are all entitled to a free credit report every 12 months from each of the 3 major reporting agencies: Equifax, Experian and TransUnion. Mark your calendar to request these reports once a year, and review them to ensure your information is accurate and up-to-date. You can request free reports by visiting AnnualCreditReport.com.

You’ll want to carefully review the reports from each agency because they don’t necessarily collect the same information. Make sure all accounts listed are accurate and if you see one that isn’t familiar, immediately contact the reporting agency as it might be a sign of identity theft.

If you want additional security, consider using credit freezes to limit access to your credit reports. This is also a free service and you’ll need to reach out to each of the major credit agencies to submit your request.

Although it takes a little time and effort, these days you have to stay on top of your credit and finances.




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