Share  |  Print
Money Minute
Quick Tips
Checked Your Credit Report Lately?
Money Minute
Checking your credit reports is an important annual task.

We are all entitled to a free credit report every 12 months from each of the 3 major reporting agencies: Equifax, Experian and TransUnion. Mark your calendar to request these reports once a year, and review them to ensure your information is accurate and up-to-date. You can request free reports by visiting

You’ll want to carefully review the reports from each agency because they don’t necessarily collect the same information. Make sure all accounts listed are accurate and if you see one that isn’t familiar, immediately contact the reporting agency as it might be a sign of identity theft.

If you want additional security, consider using credit freezes to limit access to your credit reports. This is also a free service and you’ll need to reach out to each of the major credit agencies to submit your request.

Although it takes a little time and effort, these days you have to stay on top of your credit and finances.

The information on this page is provided for educational purposes only and is not tax, legal, financial planning or investment advice. Neither the information nor any opinion expressed in this section constitutes an offer to buy or sell any securities or advisory products. The information provided is general and is not information reasonably sufficient upon which to base an investment decision and should not be considered a recommendation to purchase or sell any particular security. You should not regard this information as a substitute for the exercise of your own judgment. Investing involves risk.

Past performance does not guarantee future results. © Ariel Investments, LLC. This website and all of its content is for informational and educational purposes only and should not be considered to be investment advice or a recommendation to buy or sell any particular security. The mutual funds offered by Ariel Investment Trust are distributed by Ariel Distributors, LLC, a wholly-owned subsidiary of Ariel Investments, LLC. Use of this website is subject to our Terms & Conditions. The Ariel mutual funds referred to in this site may be offered only to persons in the United States. This web site should not be considered a solicitation or offering of any investment products, funds or services to ineligible investors, investors for whom such products, funds or services are not suitable, or investors outside the United States.

Check the background of this firm on FINRA's BrokerCheck
Ariel Distributors, LLC is a member of the Securities Investor Protection Corporation