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Money Minute
Quick Tips
“Click” Resistance
Money Minute
Curtail online shopping with these tips.

These days, you can search online for practically anything your heart desires, click, and have it shipped to your home—all within a matter of minutes. It’s convenient and easy—perhaps TOO easy. The following tips can help prevent you from going overboard when it comes to online shopping.

First, Unsubscribe and Unfollow. We are capable of finding things to buy on our own and certainly don’t need emails and alerts tempting us to shop when we aren’t actively looking for something. This strategy will not only save you money but can also spare your inbox from needless clutter.

Second, don’t make it too easy for yourself. Most online retailers are more than happy to store your payment and shipping information, making it even easier for you to be a return customer. If you’re trying to watch your spending, skip this convenience. A less convenient check-out means you’re less likely to spend.

Finally, if you have a serious online habit, it’s time to institute a waiting period. Let’s face it—the vast majority of the time, shopping is not an emergency. So for all non-urgent purchases, make yourself wait a full day before you click the Check Out button. If you come back to it the next day and if it’s in your budget, then you can reconsider the purchase.

Technology can make life easier and more productive. But too much of a good thing can be a problem. When it comes to online shopping, moderation and balance are key.

The information on this page is provided for educational purposes only and is not tax, legal, financial planning or investment advice. Neither the information nor any opinion expressed in this section constitutes an offer to buy or sell any securities or advisory products. The information provided is general and is not information reasonably sufficient upon which to base an investment decision and should not be considered a recommendation to purchase or sell any particular security. You should not regard this information as a substitute for the exercise of your own judgment. Investing involves risk.

Past performance does not guarantee future results. © Ariel Investments, LLC. This website and all of its content is for informational and educational purposes only and should not be considered to be investment advice or a recommendation to buy or sell any particular security. The mutual funds offered by Ariel Investment Trust are distributed by Ariel Distributors, LLC, a wholly-owned subsidiary of Ariel Investments, LLC. Use of this website is subject to our Terms & Conditions. The Ariel mutual funds referred to in this site may be offered only to persons in the United States. This web site should not be considered a solicitation or offering of any investment products, funds or services to ineligible investors, investors for whom such products, funds or services are not suitable, or investors outside the United States.

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