It’s always helpful to reinforce good financial habits.
- Check your credit report to make sure there hasn’t been any unusual or unauthorized activity — you can get your free report online at annualcreditreport.com. While you’re at it, analyze how much debt you currently have and make a solid plan to pay it down.
- Create and maintain a filing system for your important financial documents – like pay stubs, bank and financial statements, charitable contribution receipts – so you can easily find them when you need them.
- Review any recurring automatic payments you make to ensure the amounts are correct and the charges still align with your needs and goals. Now may be the right time to rethink and readjust your cell phone plan, cable subscription, or gym membership.
It’s a great feeling to have your financial house in order!
The information on this page is provided for educational purposes only and is not tax, legal, financial planning or investment advice. Neither the information nor any opinion expressed in this section constitutes an offer to buy or sell any securities or advisory products. The information provided is general and is not information reasonably sufficient upon which to base an investment decision and should not be considered a recommendation to purchase or sell any particular security. You should not regard this information as a substitute for the exercise of your own judgment. Investing involves risk.