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Money Minute
Quick Tips
Fear of Investing
Money Minute
Many millennials feel investing is risky, but they may be missing out on advantages they won't have later in life.

A recent study reveals that while millennials have a positive outlook of their financial future, and nearly half think investing is a good idea, they’re overwhelmingly choosing to hold their savings in cash because they feel investing in the stock market is too risky.

Of course, in the short term, there can be fluctuations in any given stock price. The key is to have a long-term perspective. And millennials in particular have a great advantage because they have more years than most to invest — years to ride out market fluctuations; years to continue to add to their investment; and years to benefit from the power of compounding.

So, to our young investors, I say: take a look at your savings, and after setting aside a portion as your emergency fund, consider making cash work harder for you in the market.


A program of regular investing does not assure a profit or protect against loss in a declining market.

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