These days, it seems more difficult than ever to stretch our hard-earned dollars. But with a little discipline, you may be surprised to learn how easy it is to cut expenses.
Although you know to turn off the lights when you leave a room, you may not know that chargers left plugged in consume electricity even when they are not charging anything. Try consolidating your chargers onto a power strip to easily turn them all off with the flick of one switch. Similarly, when your laptops and computers are "asleep", they also continue to use up electricity. If you are going to step away for a few hours, be sure everything is turned off.
Don't pay for services you're not using. Do you really watch ALL the channels on your cable? Remember, many programs are FREE online these days. Also, do you text on your cell phone that much or are you paying for your kids to text? Consider having your kids pay for their own texts - this will make a good teaching opportunity for them and money saving opportunity for you.
Saving money does not have to be difficult. Sometimes lots of small savings here and there can add up to big money over time.
This information in the Financial Tips section is provided for educational purposes only and is not tax, legal, financial planning or investment advice. Neither the information nor any opinion expressed in this section constitutes an offer to buy or sell any securities or advisory products. The information provided is general and is not information reasonably sufficient upon which to base an investment decision and should not be considered a recommendation to purchase or sell any particular security. You should not regard this information as a substitute for the exercise of your own judgment. Investing involves risk.