Money Minute
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It Doesn't Take as Much as You Think to Start Investing
It doesnt take as much as you think to start investing

History has shown the stock market remains the country’s greatest engine for building wealth over time. Yet, many individuals feel it requires significant amounts of money to start investing. Well, you may be surprised to learn this is not always the case.

How many times have you said to yourself, "I can't save now - I have to wait until I have the money before I can start saving for my retirement"?

You may be surprised to learn that it doesn't take a lot to get started. In fact, some mutual funds will allow you to start investing with as little as $50 a month if you sign up for an automatic investment plan.

And the best part, it's easy!! Every month, money is automatically transferred from your bank account or paycheck (you decide) to your investment account. There's no writing checks, no addressing envelopes — you just set it up once and you're done.

By automatically investing on a regular basis, you pay yourself first and start an important and rewarding habit that can help you save for your first house, your child's education or your retirement. The key is to get started today.

Principal value and investment returns will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. A periodic investment plan does not assure a profit or protect against loss in declining markets. Please read a mutual fund's prospectus carefully before investing.

Past performance does not guarantee future results. © Ariel Investments, LLC. The mutual funds offered by Ariel Investment Trust are distributed by Ariel Distributors, LLC. Use of this website is subject to our Terms & Conditions of use. Each of the investment products, mutual funds or services referred to in this site may be offered only to persons in the United States. This web site should not be considered a solicitation or offering of any investment products, funds or services to investors outside the United States. Original illustrations © Omar Rayyan 2007.