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Personal information that is collected from you to set-up and service your account may include your Social Security number and/or tax identification number, address, bank information and other confidential information. The Funds and our service providers use this information to process your requests and transactions. In order to service your account, we may provide your personal information to companies that have been retained to help service the Funds or your account, such as the transfer agent that maintains your account records. We may also provide your name and address to companies for the purposes of printing and mailing your account statements, shareholder letters and other information about our products and services. Finally, we may disclose information about you at your request (i.e. sending duplicate account statements to someone you designate) or otherwise as permitted or required by law. The Funds contractually require their service providers to protect the confidentiality of your information and to limit its use to servicing you. We do not provide customer names and addresses to outside firms, organizations or individuals except in furtherance of our business relationship with you, or as otherwise allowed or required by law. Physical, electronic and procedural safeguards that comply with federal standards are maintained to guard your personal information.
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