Money Minute
Quick Tips
Reducing Expenses
Reducing Expenses

These days, it seems more difficult than ever to stretch our hard-earned dollars. But with a little discipline, you may be surprised to learn how easy it is to cut expenses.

Although you know to turn off the lights when you leave a room, you may not know that chargers left plugged in consume electricity even when they are not charging anything. Try consolidating your chargers onto a power strip to easily turn them all off with the flick of one switch. Similarly, when your laptops and computers are "asleep", they also continue to use up electricity. If you are going to step away for a few hours, be sure everything is turned off.

Don't pay for services you're not using. Do you really watch ALL the channels on your cable? Remember, many programs are FREE online these days. Also, do you text on your cell phone that much or are you paying for your kids to text? Consider having your kids pay for their own texts - this will make a good teaching opportunity for them and money saving opportunity for you.

Saving money does not have to be difficult. Sometimes lots of small savings here and there can add up to big money over time.

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